Live Within My Means

For some of us one of the most challenging lessons in life is learning the art of handling money and knowing how to finance ourselves wisely. It seems that there is always some temptation to spend money.

However the world demands that every individual knows how to take care of themselves, how to be independent, self-reliant, how to finance themselves wisely, and how to make the most of their income.

One lesson we should all pass along to our children is the tragic consequences of debt, especially when incurred in early life. It has ruined many of the most promising careers. Nothing kills our enthusiasm, zeal, and creativity than feeling trapped and like we have our hands tied hand and foot by the curse of debt.

When we fall into the self-defeating habit of purchasing that which we cannot afford can lead to handicapping ourselves for many years. No one can be happy, no matter how optimistic who is forever in the clutches of poverty, of harassing debt.

I don’t know about you but I have made the conscious decision to no longer live beyond my means. There is an old adage which says the best way to get out of a hole is to stop digging. Starting today I am making the commitment to stop digging. And will commit myself to increasing my financial acuity.

I shall adopt Charles A Jaffe’s saying as my new mantra …. “It’s not your salary that makes you rich, it’s your spending habits.”

Drifting Is Not Navigation


Want to guess how many full 24 hour days we have starting tomorrow, November 22, 2016?  Yep, you guessed right!  Forty full 24 hour days.  How will you spend them?  Will you aimlessly drift through them into the new year?  Or will you be intentional and navigate your way into the new year?

I choose to navigate into the new year.  I find this to be a perfect opportunity to invest my time in cultivating new seed habits for 2017.  Take baby steps if you need to do so.  If it’s true that it takes 21 days to develop a new habit.  I wonder what 40 days of intentionally practicing a new habit will yield for us?

I plan to go all out and have intense focus on developing three new habits that will support my top three goals for 2017.  My granddaddy used to say “If you don’t know where you’re going any road will take you there.”

What if it were just as simple as “It is my dominant intention to  drink 1/2 my body weight in water for the next 40 days to support my weight loss goals.”   Or, “It is my dominant intention to walk at least one mile a day for the next 40 days to support my weight loss goals”.  Or, “It is my dominant intentions to consume 3 fruits and 3 veggies each day without fail for the next 40 days to support my well-being goals”.

In sales?  What about “It is my dominant intention to make 5 income generating calls over the next 40 days.”  Career goals? “It is my dominant intention to study in my field 30 minutes each day to increase my knowledge in my career.”  Purchase a new home?  “It is my dominant intention to invest time looking a new houses, playing the money game, and visualizing being in my new home”. <= this one is regardless of if your bank account says you’re ready or not.  Same thing for any other purchase like buying a new car, furniture, etc.

Ready to meet the love of your life?  Or want to take your current relationship to the next level….What about “It is my dominant intention to set the table for two each day over the next 40 days in anticipation of marrying my highest mate.”  or “It is my dominant intention to turn the other side of my bed down over the next 40 days in anticipation of marrying my highest mate.” or “It is my dominant intention to keep an extra set of towels and change them out over the next 40 days as if I already am married to my highest mate.”

Whatever it is…your new habit doesn’t have to be a huge leap of faith or monumental.  Just something that keeps you focused on taking some type of action each and every day for the next forty days.  This is all prep work to build momentum so that you can get your mind to believe that you can have what you want and to take continual action towards your top three goals.

I think you get the picture.  Just get moving and get 100% focused on what it is that you want.  And don’t make the mistake of figuring out how it will happen.  Just keep your focus 100% on your intended end and take a baby step action each day that reinforces that you believe it will happen for you.

I want to hear from you….what’s in your navigational kit?  How will you use the next 40 days to sail your boat towards your intended destination?  Better yet what ideas do you have to share with others?  What baby steps do you recommend for a particular goal?  I’m excited and am looking forward to the next 40 days….Are you?

I Choose to Control the Way I Respond


In any given situation we can react or we can respond.  It took me a long time to recognize the difference.  But I’m finally mastering it.  Whew!  Nevertheless, I have discover the power is in the pause.  Taking just that one moment to pause and think can make the difference between reacting versus responding.

When we react to adverse situations/outcomes, it typically comes from our insecurities or emotional wounds.  More than times than not, at least in my case, when choose to react things do not end favorably for all parties involved.  We either leave ourselves at a disadvantage and/or others.  When we react, it is an automatic kneejerk way of handling things.  I guess that’s why it’s call REact because we tend to do it over and over again until we choose a different way to respond.

I think most of us will agree that life events that leave us feeling like we have no control and/or is causing us to spiral out of control can be the most unsettling.  So how do we challenge ourselves to in controlling the way we respond when face with situations, people, outcomes beyond our control?  I thought you would never asked.

We can do one or more of the following.  By the way this is far from being an exhaustive list so feel free to drop your favorite way you challenge yourself in the comments because I’m all for learning more ways to practice control.  Here’s my short list:

  1. Wake up each day with the determination no matter what happens your number one priority is to feel good no matter what happens in your day.
  2. Reframe the situation in your mind by looking for the seed of benefit.  No matter what situation we are face with there is at least one positive aspect we can cling to and it’s our job to find it and keep giving thanks for it until the positive aspects begin to multiply and they will.
  3. Count our blessings.  Maybe it’s too difficult to find a positive aspect in whatever it is that’s beyond our control.  That’s when we have to count our blessings in  other areas of our lives.  We can give thanks for life itself, our limbs, our organs, our senses, our minds, our family, etc.  I think you get the picture.
  4. On a daily basis catch yourself in the act.  What are you thinking by default?  What are your pet peeves?  What are your do or die rules?  Where are you guilty of black and white thinking? Do you blame others constantly or do you take responsibility for what happens in your life and your outcomes? Are you in control of yourself? do you practice putting yourself in the other fella’s shoes to see how things look from their perspective?  Look for the breadcrumbs to figure out what causes your automatic reactions so that you can start to detect when the triggers are activated and press pause to figure out the best way to respond.
  5. Reflect on the ways you’ve been tripped up in the past and research and discover more win-win ways to handle it in the future.
  6. Learn the art of forgetting.  Sometimes we react because we have rehearsed stories from similar situations from our past which causes us to have extreme reactions whenever we feel we aren’t in control of something.
  7. Learn to let go of a need to control it.  Many times  wanting to be in control is resistance.  Learning to let go means we learn to surrender and understand that whatever is happening will somehow someway lead to our higher good and that it’s just a golden link in our chain.
  8. Imagine things working out in your favor by keeping a positive mindset and affirming a positive outcome and trust that Universe is always orchestrating on your behalf.
  9. Change your focus from what you cannot control to what you can either control or influence.


At the end of the day, it is most certain there will be times when things are out of our control, that’s the time to challenge ourselves on how we will choose to respond.  We always have control over how we choose to  respond.  Pause for the cause and choose to respond.   Remember to share your tips in the comments.  Thanks!

I Choose to Challenge My Limits


WOW!  It is so hard to believe we are in the home stretch quarter of 2016.  Remember all those new year’s resolutions and/or goals?  How have you performed?  I pulled my list out and I’m not quite where I want to be as far as achieving my 2016 goals.  Therefore, I’m going to push beyond the limits and take things into overdrive this last quarter of 2016.  December 31, 2016 will not come and go without me reaching my top five goals I set for myself.

I choose to challenge my limits this last quarter of the year in a way that I never have before.  Jean-Jacques Rousseau proclaimed “The world of reality has its limits; the world of imagination is boundless.”  Sages of all times have chimed in and agreed that we are only limited by our minds and that our imagination is limitless.

I don’t know about you but I’m ready to create “THE” life for me with all the things in it that I deeply desire.  I’ve been really observing myself for the last couple of months and others and I noticed that we have so many limits we erect in so many areas of our lives that we’re really unaware of how many we have and how we allow them to control us and our lives.

Additionally, I noticed that there are a lot of unwritten rules that if we’re not careful will limit us in unthinkable ways.  Where am I going with all this?  I’m saying all this to say challenge the limits in your life.  Examine your life and see where you have erected limits either consciously or unconsciously and then start to challenge them.

How can you challenge them? By asking questions, questions, questions!  For instance, let’s say you are in sales and you’ve unconsciously decided that it’s going to be challenging for you to either earn the money you want each month and/or the current promotion in your company.  Then instead of making declarations, start asking questions.

Such as how can I earn xyz by the end of the month?  Or how can I earn this year’s promotions?  How can I increase my knowledge base?  In what ways can I increase my efforts?  Who would love my products?  Why should people join my sales team? Where can I set up informational tables?  What knowledge do I need to increase my profitability?  How do I need to change my day to day habits/actions to support my goals?

When you ask questions instead of making declarations you give your subconscious mind a chance to help you solve your challenges/problems.  Thus helping you to not only challenge your limits but to surpass them.  Don’t believe me?  Try it.  First write down at least 5 things you want to achieve by December 31, 2016.

And then invest 15 minutes daily with pen and paper and start asking yourself as many Who, Why, How, Where, When, What questions as you possibly can to find solutions to reach a goal that either seemed out of reach or challenging to achieve.

Remember, you need to actively spend 15 minutes each day with your goal(s) asking questions and then writing the answers as they come to you.  Join me and choose to challenge your limits and build the life you’ve always dreamt of!  Will you choose to challenge your limits?

Day 1 – The Magic of Make Believe

After posting “Do You Really Want It?”, I decided to commit to 40 days, not 30,  of practicing manifesting.  Each day I will post either a different aspect to be practiced, information about the Laws of the Universe and how they work, inspirational information, etc. to help keep myself and others who have accepted the challenged to stay motivated.

Tomorrow will mark day 1 of our 40 day challenge.  The Magic of Make Believe will be our focus for Day 1.   As a child, I’m sure most of us, if not all of us played make believe.  We used the power of our imaginations to think of new possibilities.  We also used it to create imaginary friends, family, careers, games, food, money etc.  Basically you name it and Presto!  As kids, it was ours via our imagination.

What does playing make believe and getting the things we deeply desire in life have in common? Both require that we tap into the creative power of our imaginations; stretching it beyond knowledge to “envision” and pursue the infinitely many possibilities in our live that will inspire our spirit, soul and body.   What’s the benefit of playing make believe as adults?  For some it’s a cathartic release, and for others a means of escape, but for everyone who chooses to commit the time to act AS IF will discover the addictive fun that it allows fully grown adults to engage in within the magical realm of make-believe.  That place, as we age, somehow became increasingly inaccessible.  And now it’s time access it again.

However, I don’t think many of us understood the real potency of the magic of make believe and its connection to bringing forth the things we deeply desire into the real world.  Many meta-physicians argue that our subconscious doesn’t know the difference between what is real and what is imagined.  They contend it accepts all deeply ingrained pattern of thought as the real McCoy particularly when it is accompanied with strong emotions.  The school of thought says that if you practice acting AS IF habitually that after some time, you will begin to feel that your desire is closer to coming true, more real, more ‘doable’, and not so far away as it used to be.  They argue the more convincingly you engage in acting AS IF, the more your subconscious accepts it as true and goes about doing it’s magic in the realm of make believe and manifests it into our physical realm called reality.

Could this be true?  Let’s conduct an experiment for the next 40 days and find out.  From yesterday’s post, I would imagine like me you’ve finally made the decision to get what you want.  Also if you’re like me you made the decision to get more than one thing you want.  I would like to recommend for this experiment we focus acting AS IF on our number one desire that we’ve decided we want.  For this number one desire, this is how we will conduct our experiment:

  1. Record daily how you are feeling on a scale of 1-10 (with 1 being pffft this will never happen and 10 being what I don’t already have it?)
  2. Record anything that happens blatantly or coincidentally or remotely related to what you want (for instance you want to reconnect with a lover and you meet two or three people with that person’s name, looks like that person, they contact you, or you see their name repeatedly)
  3. Throughout the day do whatever you can that helps you to act AS IF you already have what you want (see tips below)
  4. Each night right  before you go to sleep rehearse a scene in your mind over and over again of what it feels like to already have what you want (for instance you want a new job, rehearse getting the call notifying you have the job, or telling some very close to you that you got the job)
  5. If anything happened during the course of the day that was contrary to what you want, rewrite the script as being in agreement with what you want.  For instance, let’s say your number 1 desire is to get a new job but you receive notice that you were not selected to go further in the process, then rewrite the script in your mind as if you received a job offer or notification you were selected to participate in the next step)

Here are some additional tips from the e-book “Manifesting: The Secret behind the Law of Attraction” by Alexander Janzer:

  • When attracting success in your career or business — behave AS IF you are already a successful businessman.  Constantly ask yourself: “Is this how a successful businessman behaves, thinks, or speaks?” If not, adjust your behavior towards acting AS IF that is who you are.
  • When attracting money — behave AS IF you already have an abundance of money.  Do not worry about money, even if it feels unnatural at first.  Basically, behave like a millionaire, but keep unnecessary expenses down.  Saving money is in fact one of the things that attracts more financial abundance through the Law of Attraction.  Make it a habit to be fully aware of your finances.  Make it a habit to always carry money in your pocket.  Place a dollar bill on your desk where you can always see it.  Do things that make you feel abundant in some way: go to the mountains, the sea, forest, look at the stars.
  • When attracting a relationship — acting AS IF involves making space in your life for the partner you want to attract.  For example, put out dishes for two people when eating alone, or make your house ready to invite someone in it, keep yourself in good shape.  This works on many levels, including the activation of the Law of Attraction.  Start being open towards people — maybe talk to more people or start conversations when you usually would not.

I invite you to join me in this experiment and practice the Magic of Make Believe for 40 days and let’s discover if there truly is a connection between make believe and it’s the real thing.   If you have additional tips about acting AS IF or have questions, share them in comments.






Do You Really Want It?

I’m reminded today how often we say we want X,Y,Z but deep down inside we really don’t want it because we are hesitant to make the decision to get it.   And there really is a profound difference in wanting something and making a decision to get it.  One thing I have noticed in life and that is this when a person decides they want something commitment usually follows.

Johann Wolfgang von Goethe nailed it when he said “Until one is committed, there is hesitancy, the chance to draw back– Concerning all acts of initiative (and creation), there is one elementary truth that ignorance of which kills countless ideas and splendid plans: that the moment one definitely commits oneself, then Providence moves too. All sorts of things occur to help one that would never otherwise have occurred. A whole stream of events issues from the decision, raising in one’s favor all manner of unforeseen incidents and meetings and material assistance, which no man could have dreamed would have come his way. Whatever you can do, or dream you can do, begin it. Boldness has genius, power, and magic in it. Begin it now.”

Ralph Waldo Emerson said:  “Once you make a decision, the Universe conspires to make it happen.”

Tony Robbins puts it this way: “Using the power of decision gives you the capacity to get past any excuse to change and any and every part of your life in an instant.”

JJ Dewey said: “Where there is no decision there is no life.”

Jim Collins said it this way: “Greatness is not a function of circumstance. Greatness, it turns out, is largely a matter of conscious choice, and discipline.”

Jim Rohn is spot on: “If you don’t design your own life plan, chances are you’ll fall into someone else’s plan. And guess what they have planned for you? Not much.”

LG Elliot said: “Vacillating people seldom succeed.  They seldom receive the solid respect of their fellows.  Successful men and women are very careful in reaching decisions and very persistent and determined in action their after.”

So much of our time and life is wasted because of the inability to make a decision.  My grandfather used to say all of the time “If you don’t know where you’re going any road will take you there.”  Making decisions about what we want helps us to direct and channel our energy in a positive way and it is the fuel to drive us towards success.  We must get off the fence and decide.  We must let our yes be yes and our no be no.  Because once we decide where we want to go ideas flood to us, connections are made for us, opportunity after opportunity seemingly appear out of nowhere, doors are open for us, people are more than willing to assist us all because we have made the decision about what we really want.

Don’t believe me?  Try it as an experiment make the decision to get something you really want whether it be a new job, a new relationship, an ex back, weight loss, weight gain, healing restored to your body, a new home, a new car, a new computer…anything just name and it and make the decision you want it.  And once that decision is made also make the decision that you will invest at least 3-5 minutes each day thinking about it deliberately and how you will feel once you have achieved your goal.  Then I want you to take action on any inspired ideas that come to you about how to achieve your goal.  And, last but certainly not least do not allow yourself to entertain any stinking thinking as it relates to your goal.

Try it as an experiment and do the above for thirty days straight without fail.   Be committed to this for thirty days and then comeback thirty days from now on Saturday, June 20, 2014 and post the results of your experiment.  I dare you to make a decision and stick to positively focusing on your goal for 30 days.  As a matter of fact, I double dare you!

If you accept this thirty day challenge then I highly recommend going to and purchasing the 47 page e-book “The Strangest Secret” by Earl Nightingale for only .99 cents.  He outlines an ingenious 30-day plan that’s sure to get you blazing hot with unquenchable desire to make the decision to achieve what you really want.  Look forward to hearing from you in 30 days!

*NOTE:  It was brought to my attention that the comment box doesn’t appear with the direct link to my blog.  If the comments box does not appear, click on the title and it will appear. Still trying to learn how to manage the features/settings and hopefully will discover how to resolve soon. Thanks!

“Vacillating people seldom succeed. Successful men and women are very careful in reaching their decisions, and very persistent and determined in action thereafter.”-  L. G. Elliot – See more at:
“Vacillating people seldom succeed. Successful men and women are very careful in reaching their decisions, and very persistent and determined in action thereafter.”-  L. G. Elliot – See more at:
“Vacillating people seldom succeed. Successful men and women are very careful in reaching their decisions, and very persistent and determined in action thereafter.”-  L. G. Elliot – See more at:

In DUE Season

Stress makes you believe that everything
has to happen right now.
Faith reassures you that everything
will happen in God’s timing!
– Unknown

Time is the container that holds the beauty of life. All of life is a succession of seasons of TIME (This Is My Entrance or This Is My Exit). We are continuously entering into and out of diverse experiences. There are two realms of time – natural and seasons of supernatural. Seasons of life encompass but are not limited to growth, empowerment, planting, harvesting, and dormancy.

We observe all plants and humans have seasons of dormancy. Yet it appears to be the season of dormancy that causes us the most trouble. However, Divine Unstoppable Energy (DUE) Season is usually preceded by dormancy. In a world of microwaves and instant messages, we have been conditioned to immediate gratification. And, expect immediate results.

Like spoiled children, we tend to get upset when things don’t happen according to our desired timetable which is natural timing. We need to learn to cultivate patience and focus on God’s Perfect timing for our life. God’s supernatural timing is 1,000 times better and bigger than we could ever imagine.

DUE season is God’s supernatural timing. So, let us not become weary and start relying on our power but let’s rely on God’s power. When we patiently wait for DUE season our desires manifest easily, effortlessly, and expediently.  When we are in our season of dormancy we must remember to stand steadfast in faith, affirm our desires, and practice the art of acting as if.   Galations 6:9 says it best….“And let us not be weary in well doing: for in due season we shall reap, if we faint not.

Are you in a season of dormancy?  If so, share with us how you are staying strong and optimistic as you wait for your DUE season.

Today, I trust and appreciate divine timing as I await for my desires to unfold.


Your Faith Follows Your Focus

One of the definitions of faith is a firm belief in something which there is no proof.  And, another definition is something that is believed especially with strong conviction.

I have discovered faith creates dominant feelings whether they be positive or negative.  And, dominant feelings create vibrations. Vibrations in turn have the distinct ability to alter our physical reality via Law of Attraction (LOA).  The events this past week have taught me beyond the shadow of the doubt that my faith definitely follows my focus.

So let’s take a quick look at the definition of focus. One website defines focus as the state or quality of having or producing clear visual definition.  What this says to me is that I will develop a firm belief in something which there is no proof or I will believe something with strong conviction based on anything that produces a state or quality of having or producing clear visual definition.  And, as result I will experience dominant feelings which in turn will send out vibrations indicating to LOA that hey give me more things to multiply this feeling.

In simpler terms it means when I choose to focus on what I see then I choose to have faith in it and create dominant feelings which in turn create  vibrations to multiply similar feelings.  In any given point in time we can focus on the presence of what we desire or the absence of it.  It is difficult to focus on the absence of something we desire and have faith that we can have it.

Therefore, when we choose to focus on the absence of something we desire, we increase our faith in lack and are in essence choosing to create dominant emotions on the bottom of the emotional scale like sadness, anxiousness, fear, depression, frustration, impatience, and hopelessness.  And, LOA is not a respecter of feelings will in turn bring us more things multiply these feelings.

Likewise, when we choose to focus on the presence of something we desire, we increase our faith in abundance and are choosing to create dominant emotions on the top of the emotional scale like love, optimism, joy, appreciation, gratitude, hope, enthusiasm.  And, LOA comes along and says hey give this guy over here more things to multiply these feelings.

It is imperative we keep tabs on our focus with due diligence because it is the starting point in which we create or co-create our physical reality.  My conviction is growing stronger and stronger to cultivate the habit of paying attention to where my focus is throughout the day.  How do I know whether I’m focused on the absence or presence of my desires?  By the way that I feel.

If I’m experiencing negative emotions it’s just a signal to me saying wake up! you’re focusing on the absence of your desires and increasing your faith in lack. Similarly, if I’m experiencing positive emotions it’s just a signal to me saying kudos! you’re focusing on the presence of your desires and increasing your faith in abundance.

For instance today, my focus  was on the absence of the funds I desire and my faith was starting to strengthen that lack would persist and as a result I was feeling worried, anxious, and sad about my finances.  Fortunately, I caught myself in the act and I asked myself how can I shift my focus in order to feel good and abundant?

So I decided to take a snap shot of my bank account and copy it over into a Word document.  I then modified all the amounts in my accounts.  Checking and savings accounts had larger sums.  And, the credit accounts had lower amount due balances and higher credit available balances.  I must admit I felt a thousand times better and my hope was instantly restored.

I created a picture of it on my phone. And, I will meditate on my imaginary bank account before I go to bed each night and whenever my focus is out of alignment.  I can’t wait to see what happen next in my finances.  Wouldn’t it be nice if God/Universe/Infinite Intelligence engineer a way for the money to easily and effortlessly to flow into my physical bank account until it matches my imaginary one?

It should be interesting to see if my faith follows my focus.  And, even more interesting to see the increase in abundance in my bank accounts by the end of February.